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Living Considerations (In-Home vs. Facility Living)

Most people prefer to stay in their own home or apartment for as long as possible. But whether that is a realistic option depends on several factors, including:

  • The condition of your home
  • Whether it can be modified, if necessary, to accommodate a wheelchair or other devices/equipment
  • The availability of long-term care services in your area, such as adult day care or nearby medical facilities
  • How “aging-friendly” your community is—does it offer public transportation or elder shuttles, home-delivered meals or Meals on Wheels and other needed services?
  • The availability and affordability of rental and public housing in your area
  • Tax and legal issues

Another option is to move to a community or facility that is supportive of long-term care needs. There are many different types of these communities and facilities, so it’s important to consider:

  • What level of services do you need now or soon vs. down the road?
  • If you move to a more suitable home, does it have “universal design features, meaning that it can be used by people with or without disabilities. Typically found in newer construction, such features can add to the resale value of the home.
  • Does the community you are considering offer a wide range of appropriate housing choices, so that you could stay in one community for the rest of your life?